For those who have debts which will’t be included in the IVA, you'll have to cope with Those people separately so you might want to ensure you have adequate income to pay these debts ahead of spending dollars into an IVA. 債務重組和破產是處理財務困境的兩種不同方法。債務重組是債務人與債權人協商修改還款條件，例如延長還款期限、減少債務總額等，以便債務人有能力按新條件償還債務。破產則是經... https://andyzmwgr.rimmablog.com/29216517/not-known-facts-about-債務舒緩債務重組分別-hkiva-top